Janata Mediclaim
Quick Links :
Janata Mediclaim policy covers hospitalization expenses for the treatment of illness/injury provided hospitalization is more than 24 hours.Pre-hospitalization expenses and post hospitalization expenses are also payable.


  • Pre existing Diseases are covered after 48 months of continuous coverage.
  • Get Discount in premium for family cover.
  • Expenses covered for Ayurvedic/Homeopathic/Unani Treatment.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
  • Cost of Health Check up is also provided after a certain period of time
  • Loyalty Discount is offered on continuous policy renewal
  • Good Health Discount is provided for claim free years.
Title Description
Room Rent Limit Rs 450 per day
ICU Daily Rent Limit Rs 1800 Per day
Pre-Hospitalization Expenses 30 Days
Post Hospitalization Expenses 60 Days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Covered
Pre-Existing Disease / Illness coverage After 4 Years
Waiting Period for New Policy 30 days
Free Health Checkup After 4 years
Ambulance Expenses Actual expenses or upto 1000
Non-Allopathic Treatments Covered, upto 25% of S.I
Donor Expenses Covered
No Claim Bonus 5%, max. upto 30%