Mediclaim 2007
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Mediclaim 2007 covers hospitalisation expenses for the treatment of illness/injury,then the company will pay or reimburse the insured person through the third party Administrator.


  • Ayurvedic / Homeopathic and Unani system of medicine are covered to the extent of 25% of Sum Insured.
  • Pre- existing Disease shall be covered after 48 Months of Continuous Coverage.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D.
  • Pre-existing conditions like Hypertension, Diabetes are covered after two years on payment of additional premium.
  • Avail special Features like Loyalty Discount & Good Health Discount.
  • Cost of Health Check up is also provided after a certain period of time.
  • Reimbursement Facility available if treatment taken at any non empanelled hospital.
Title Description
Room Rent Limit Actuals, 1% of SI
ICU Daily Rent Limit 2% of SI per day
Pre-Hospitalization Expenses 30 Days
Post Hospitalization Expenses 60 Days
Minimum Hospitalization Period 24 hrs
Day Care Procedure Coverage Covered
Pre-Existing Disease / Illness coverage After 48 months
Waiting Period for New Policy 30 days
Free Health Checkup After 4 Claim free years.
Ambulance Expenses Covered
Non-Allopathic Treatments Covered
No Claim Bonus Yes