Asha Kiran
Quick Links :
Asha Kiran is designed for parents with ONLY Girl Child. It covers the hospitalization expenses of the family and Personal Accident for Parents.


  • Accidental death and Permanent Total disablement of parents is covered.
  • Additional benefit is paid in case of Critical illness is diagnosed
  • No Medical tests up to the age of 50 Years
  • More than 70 Day Care Treatments are covered under this Policy
  • Non-allopathic treatment is also covered
  • Life long policy renewal
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Title Description
Additional Cover for Critical Illness Optional, for age below 65
Ambulance Expenses Up to 1% of Sum Insured, Max - 2500
Co-Payment Yes
Daily Hospitalization Allowance Up to 0.1% of sum insured
Day Care Procedure Coverage Yes
Donor Expenses Covered
Free Health Checkup Up to 50% for Pre-acceptance health checkup
ICU Daily Rent Limit Up to 2% of sum insured
Minimum Hospitalization Period 24 Hrs
New Born Baby Cover Yes, After 24 months of continues coverage
Non-Allopathic Treatments Up to 25% of sum insured
Nursing Allowance Up To 1% of sum insured
Post Hospitalization Expenses 60 days
Pre-Existing Disease / Illness coverage After48 months
Pre-Hospitalization Expenses 30 days
Room Rent Limit Up to 1% of sum insured
Waiting Period for New Policy 30 days