Health Gain Floater
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Star Health Gain Insurance Policy is a perfect balance between Insurance and Tax benefits. It offers both outpatient and inpatient hospitalization expenses cover with maximum tax benefits.


  • Health insurance policy that covers both Outpatient expenses & inpatient expenses
  • Option to choose premium to be paid and Sum Insured required
  • Premium options: Rs.15000/-; Rs.20,000/-; Rs.25,000/-; and Rs.30,000/-( applicable GST extra)
  • Sum Insured options(for inpatient hospitalization): Rs.1 lakh, Rs.2 lakhs, Rs.3 lakhs, Rs.4 lakhs and Rs.5 lakhs
  • Sum Insured Type option : Individual and Floater
  • Policy term: One year
Title Description
Room Rent Limit 1% of sum insured per day.
ICU Daily Rent Limit 1% of sum insured per day.
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage All day care procedures are covered.
Pre-Existing Disease / Illness coverage After 48 months
Waiting Period for New Policy 30 Days
Co-Payment Co-payment of 20% of each and every claim amount for fresh as well as renewal policies for insured persons whose age at the time of entry is above 60 years.
Medical Screening Above 50 Yrs
Ambulance Expenses Rs.750, max.upto Rs.1500