Care Micro Floater
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Star Care is a health insurance plan that gives protection for individuals as well as the entire family, on the payment of a single premium under a single sum insured.


  • Policy is available on Individual and Floater basis in Tier I and Tier II places.
  • Cover for pre-hospitalization and post hospitalization.
  • Hospital Cash benefit if treatment taken in Government hospital.
  • No Third Party Administrator, direct in-house claim settlement
  • Faster and hassle free claim settlement
  • Cashless facility can be availed in network hospitals in Tier 1 & Tier 2 location
  • Network of more than 8800+ hospitals across India
  • Maintain personal health records in electronic format
Title Description
Room Rent Limit Up to 0.75% of sum insured (either private room or shared accommodation)
ICU Daily Rent Limit Up to Rs.2,000/- subject to maximum of Rs.10,000/- per hospitalization
Pre-Hospitalization Expenses 30 days prior to the date of hospitalization
Post Hospitalization Expenses Post-hospitalization up to 60 days from the date of discharge from the hospital. A lump sum calculated @7% of the hospitalization expenses (excluding room charges) subject to a maximum of Rs.3,000/- is payable
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage 405 day care treatments are allowed
Pre-Existing Disease / Illness coverage Covered after 48 months of continuous coverage after the date of inception of the first policy with insurer
Waiting Period for New Policy 30 days
Medical Screening There is no pre acceptance medical screening
Ambulance Expenses up to a sum of Rs.500/- per hospitalisation and overall limit of Rs.1000/- per policy period.
Non-Allopathic Treatments Not covered
Nursing Allowance Nursing Expenses at 0.75% of sum insured