Arogya Sanjeevani Individual
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A simple policy loaded with essential benefits


  • Highly beneficial and affordable health insurance policy.
  • Policy can be taken on Individual and Floater basis.
  • Modern Treatments are covered – Upto 50% of the Sum Insured.
Title Description
Room Rent Limit Up to 2% of the Sum insured max of Rs.5000 Per Day
ICU Daily Rent Limit Up to 5% of sum insured max of Rs 10,000 Per Day
Pre-Hospitalization Expenses 30 days(Actuals)
Post Hospitalization Expenses 60 days (Actuals)
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage All Day care procedures are covered
Pre-Existing Disease / Illness coverage Covered After 48 consecutive months
Waiting Period for New Policy 30 days for all illnesses/surgeries/diseases (except accident)
Co-Payment 5% of Co-pay for all claims
Medical Screening Persons above 50 years of age medical screening is required
Ambulance Expenses Rs.2000/- per hospitalization
Non-Allopathic Treatments Up to 100% Of sum insured
No Claim Bonus 5% for each claimfree year Max 50% Sum Insured