Super Surplus Individual
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Super surplus is a Top-Up health insurance plan which covers medical expenses incurred by a person due to any illness, disease sickness or injury


  • No ceiling on ICU, Medicines, diagnostic charges or Consultation Fee
  • No Medical tests are required up to 50 years of age
  • Life long policy renewal is available
  • No third party Administrator, direct in-house claims settlement
  • Network of more than 6000 Hospitals accorss India
  • Free medical consultation available over phone 24X7 Toll free helpline
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Title Description
Room Rent Limit Silver Plan:- Up to Rs 4000/day Gold Plan:-Single Standard AC Room
ICU Daily Rent Limit Silver Plan:- Up to Rs 4000/day Gold Plan:-Single Standard AC Room
Pre-Hospitalization Expenses For Silver :30 days, For Gold :60 days
Post Hospitalization Expenses For SIlver: 60 days, For Gold :90 0days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage All day care procedures are covered.
Automatic Restoration of Sum Insured Available Under Gold Plan
Pre-Existing Disease / Illness coverage Silver Plan : After 36 months, Gold Plan :After 12 months
Waiting Period for New Policy 30 days
Medical Screening No Pre-acceptance medical screening is required
Ambulance Expenses Silver Plan: No Ambulance Charges. Gold Plans - Ambulance Charges covered up to Rs.3000/- per policy period. In addition to this cover, Air ambulance up to 10% of the sum insured provided for sum insured options Rs.10 lacs and above
Donor Expenses Silver Plan:- Not Available,Gold Plan:- Covered Up to Sum Assured
Nursing Allowance Covered