Diabetes Safe Individual
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Diabetes safe is health insurance plan that covers not just complications of Diabetes but regular hospitalization as well


  • Any Complication of diabetes is covered from Day 1
  • Also provide regular hospitalization cover for all other ailments/injuries
  • Automatic restoration of basic Sum Insured by 100%
  • All Care procedures are covered
  • Donor expenses for kidney transplant surgery is covered
  • Post renal transplant complications of the insured person covered
  • Second transplant following failure of the first transplant covered
  • No third party Administrator, direct in-house claims settlement
  • Free medical consultation available over phone 24X7 Toll free helpline
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Title Description
Room Rent Limit Actual
ICU Daily Rent Limit Actual
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 Days Up to 7% of hospitalization expenses, Max 5000
Minimum Hospitalization Period 24 Hours
Day Care Procedure Coverage All procedure covered
Pre-Existing Disease / Illness coverage After 48 months, 24 months for specific diseases
Waiting Period for New Policy 30 days
Co-Payment 20% for person whose age at entry is above 60 years
Medical Screening Pre acceptance medical screening is applicable for Plan A
Ambulance Expenses 200 per policy year
Non-Allopathic Treatments Not covered
Donor Expenses Covered for kidney transplant
Nursing Allowance Covered