Medicare Individual
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Policy that that provides comprehensive health coverage


  • Range of benefits: Indemnity based health insurance cover with range of benefits without any sub-limit unless otherwise mentioned.
  • 4000+ networked hospitals across India
  • Lifelong renewal
  • Sum Insured Restore Benefit
  • Consumables Benefit
  • Cumulative bonus
  • Tax Benefit under section 80D of the Income Tax Act.
Title Description
Ambulance Expenses Under Medicare and Medicare Protect Road ambulance Covered | Under Medicare Premier Road as well as air ambulance is covered
Automatic Restoration of Sum Insured Automatically restore the Basic Sum Insured upon exhaustion of the Sum Insured and accrued Cumulative Bonus, during the policy period.
Co-Payment 10% of the admissible claim if room category is higher than shared accomodation.
Day Care Procedure Coverage Covered
Donor Expenses The Medical and surgical Expenses of the organ donor for harvesting the organ where an insured person is the recipient.
Free Health Checkup Medicare :After 2 continuous Claim free year 1% of previous SI max 10,000 | Medicare Premier : Every Year irrespective of claim 1% of Previous SI max 10,000 | Medicare Protect:After 3 continuous Claim free year
ICU Daily Rent Limit Covered
Medical Screening Pre-Policy Check-up at our network may be required based upon the age and/or Sum Insured.
Minimum Hospitalization Period 24 hours
No Claim Bonus Medicare:-50% Bonus accumulating upt 100%,50% reduction in case of claim| Medicare Premier:-50% Bonus accumulating upt 100% , 50% reduction in case of claim| Medicare Protect:10% accumulating upt 100%, 10% reduction in case of claim
Non-Allopathic Treatments Covered
Post Hospitalization Expenses Medicare 90 days, Medicare Premier 60 days, Medicare Protect 30 days
Pre-Existing Disease / Illness coverage Medicare :Any pre-existing condition will be covered after a waiting period of 36 months.|Medicare Protect:After 48 months | Medicare Premier: after 24 months.
Pre-Hospitalization Expenses Medicare 60 days, Medicare Premier 60 days, Medicare Protect 30 days
Room Rent Limit Covered
Waiting Period for New Policy 30 days