Medicare Protect Individual
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Tata AIG Medicare Protect is a simplified and comprehensive Health Insurance plan.


  • Covers expenses upto 20,000 related to a round trip economy class air ticket, or first-class railway ticket, to allow the Immediate Family Memberto be at insured person's bedside during his stay in the hospital.
  • Covers 100% of sum insured in the event of death of insured person due to accident. This benefit is not applicable for dependent children covered in the policy
  • Covers expenses for hospitalization due to disease/illness/lnjury during the policy period that requires an Insured Person's admission in a hospital as an inpatient
Title Description
Ambulance Expenses Covers expenses, upto Rs 1,000 per hospitalization
Automatic Restoration of Sum Insured 100% restore of Sum Insured available
Day Care Procedure Coverage Covers expenses for 540+ Day Care
Donor Expenses Covers Medical and surgical Expenses of the organ donor for harvesting the organ where an Insured Person is the recipient
Free Health Checkup 1% of previous sum insured per policy.The benefit is payable once after every block of three continuous claim free policy years
ICU Daily Rent Limit Covered
Medical Screening For insured person above the age of 45 years
Minimum Hospitalization Period 24 hours
No Claim Bonus 10% increase in cumulative bonus every claim free year upto a maximum of 100%. In case of claim 10% reduction in Cumulative Bonus
Non-Allopathic Treatments Covered
Post Hospitalization Expenses 60 days
Pre-Existing Disease / Illness coverage Covered after 48 days
Pre-Hospitalization Expenses 30 days
Room Rent Limit Covered
Waiting Period for New Policy 30 days