Medicare Protect Floater
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Tata AIG Medicare Protect is a simplified and comprehensive Health Insurance plan.


  • Covers Medical Expenses incurred by an Insured Person for availing medical treatment at his home which would otherwise have required Hospitalisation.
  • Covers expenses upto 20,000 related to a round trip economy class air ticket, or first-class railway ticket, to allow the Immediate Family Memberto be at insured person's bedside during his stay in the hospital.
  • Covers 100% of sum insured in the event of death of insured person due to accident. This benefit is not applicable for dependent children covered in the policy
Title Description
Room Rent Limit Covered
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage Covers expenses for 540+ Day Care
Automatic Restoration of Sum Insured 100% restore of Sum Insured available
Pre-Existing Disease / Illness coverage Covered after 48 days
Waiting Period for New Policy 30 days
Medical Screening For insured person above the age of 45 years
Free Health Checkup 1% of previous sum insured per policy.The benefit is payable once after every block of three continuous claim free policy years
Ambulance Expenses Covers expenses, upto Rs 1,000 per hospitalization
Non-Allopathic Treatments Covered
Donor Expenses Covers Medical and surgical Expenses of the organ donor for harvesting the organ where an Insured Person is the recipient
No Claim Bonus 10% increase in cumulative bonus every claim free year upto a maximum of 100%. In case of claim 10% reduction in Cumulative Bonus