Advantage Top Up Individual
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Future Advantage Top-Up is a deductible health insurance plan with high Sum Insured options to provide extra coverage at low premium as compared to any traditional health insurance plan


  • Different Plans available Supreme Plan ,Elite Plan ) Supreme Plan – includes cover for all ailments including Heart related conditions and Cancer b) Elite Plan – includes cover for Cancer and ailments related to Heart only.
  • Mental Illness or Psychiatric Illness covered after 4 years
  • Monthly , Quarterly, Half-yearly Instalment facility to pay premium
  • Long term discount of 5% and 10% for 2 years and 3 years respectively
Title Description
Ambulance Expenses Covered - up to Rs. 2000 per hospitalisation
Day Care Procedure Coverage Covered
Donor Expenses Only hospitalisation expenses are covered after 2 years (excluding donor screening charges and pre and post hospitalisation)
ICU Daily Rent Limit Covered
Minimum Hospitalization Period 24 hours
No Claim Bonus 10% for every claim free years to maximum up to 50%
Non-Allopathic Treatments Ayurveda, Unani, Siddha, Homeopathy is covered after a continuous coverage of 2 years
Post Hospitalization Expenses 90 days
Pre-Existing Disease / Illness coverage Covered after 2 years
Pre-Hospitalization Expenses 60 days
Room Rent Limit Covered
Waiting Period for New Policy 30 Days