Senior Citizen Health Insurance Floater
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Universal Sompo Senior Citizen Policy can be taken by a Senior Citizen who is above 60 years of age for covering himself/ herself and his/her spouse.


  • The person must be above 60 years of age on last birthday for taking a policy.
  • Maximum entry age under the Policy for you and your spouse is restricted to 70 years.
  • Policy comprises of two sections- Section A & Section B, Section A is mandatory to be taken under the Policy.
  • Depending on the Sum Insured limits the insured may be asked to go undergo some medical tests.
  • Section B- Critical Illness shall be available on individual Sum Insured basis only.
  • Sum Insured can be enhanced upon renewal.
  • Family discount of 10% is available.
  • Pre existing diseases covered after 24 months of continuos coverage.
Title Description
Additional Cover for Critical Illness Yes (Optional)
Ambulance Expenses 1% of SI or Rs.1500
Automatic Restoration of Sum Insured On renewal.
Daily Hospitalization Allowance 0.1% of S.I or Rs 250 whichever is less, max. Rs.2500
Free Health Checkup After 3 Claim free Years
ICU Daily Rent Limit 2% of S.I or Actuals Whichever is Less.
No Claim Bonus 5% max. upto 10 calim free Years
Nursing Allowance 1% of S.I
Post Hospitalization Expenses 60 Days
Pre-Existing Disease / Illness coverage After 24 months
Pre-Hospitalization Expenses 30 Days
Room Rent Limit 1% of S.I or Actuals Whichever is Less.
Waiting Period for New Policy 30 Days