Arogya Sanjeevani Individual
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Arogya Sanjeevani Policy is a standard health insurance policy


  • Entry age of 18 and 65. You can also include dependent children aged 3 months to 25 years in the policy.
Title Description
Room Rent Limit Up to 2% of the sum insured subject to a maximum of Rs.5,000/- per day
ICU Daily Rent Limit Up to 5% of the sum insured subject to maximum of Rs.10,000/- per day
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage Covered
Pre-Existing Disease / Illness coverage Covered after 4 Years
Waiting Period for New Policy 30 days
Co-Payment 5% co pay on all claims
Ambulance Expenses Road Ambulance charges up to Rs.2,000 per hospitalization is also covered
Non-Allopathic Treatments Covered
No Claim Bonus 5% Cumulative bonus, Max 50%