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Highlight:
| Title | Description |
|---|---|
| Room Rent Limit | For Sum Insured up to 200 Lacs - Covered up to any room except suite or higher category. |For Sum Insured 300 Lacs - Covered up to any room including suite category. |
| ICU Daily Rent Limit | For Sum Insured up to 200 Lacs - Covered up to any room except suite or higher category. |For Sum Insured `300 Lacs - Covered up to any room including suite category. |
| Pre-Hospitalization Expenses | 60 days |
| Post Hospitalization Expenses | 180 days |
| Minimum Hospitalization Period | 24 hours |
| Day Care Procedure Coverage | All Day Care Treatments, availed in India, covered up to the full Sum Insured. |
| Additional Cover for Critical Illness | On payment of extra premium |
| Automatic Restoration of Sum Insured | Multiple Restoration is available in a Policy Year, for unrelated illnesses, in addition to the Sum Insured opted. The restored amount will be available for claim towards expenses covered in India only |
| Pre-Existing Disease / Illness coverage | Pre-existing diseases will be covered after 24 months |
| Waiting Period for New Policy | 30 days |
| Free Health Checkup | Available once in a Policy Year to all Insured Persons who have completed 18 years of Age or more at the inception of the Policy Year. Health check - up will be conducted at our Network in India, as per the list specified under the Policy |
| Ambulance Expenses | Road Ambulance Cover Expense incurred on availing Road Ambulance services in India, up to full Sum Insured.Air Ambulance Cover Expenses incurred Air Ambulance services Cover is available up to 10 Lacs and maximum one event /Policy Year |
| Non-Allopathic Treatments | Up to full Sum Insured, for treatment availed in India |
| Daily Hospitalization Allowance | A daily cash benefit of 2500 is paid on every completed 24 hours of Hospitalization of an Insured Person, provided the Hospitalization is towards treatment of a Major Illness in India. The benefit is payable maximum up to 10 days per Hospitalization. |
| Donor Expenses | Up to full Sum Insured, for expenses incurred in India. |
| No Claim Bonus | Available |
