Critical Mediclaim
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Religare Critical Mediclaim is a Critical illness plan that takes care of you health care bill in the event of any critical illness.


  • Covers 32 defined Critical Illnesses
  • Lifelong Renewability
  • Option of Equated Monthly/Quarterly installments
  • No specific ailment waiting period
  • Dialysis Cover
  • Chemotherapy & Radiotherapy Cover
  • Quick Recovery Counselling
  • OPD Expenses Covered
  • Room Rent Modification Available
  • International second opinion
  • Air Ambulance Cover available
Title Description
Ambulance Expenses Up to Rs. 3000 per hospitalization. Air Ambulance Cover Up to Rs. 5 Lakhs
Day Care Procedure Coverage Listed as per the Plan, Up to Sum Insured
Donor Expenses Up to SI or 15 L whichever is lower
Free Health Checkup Annually from 2nd Policy Year on continous coverage
ICU Daily Rent Limit Up To Sum Insured
Medical Screening Not required
Minimum Hospitalization Period 24 Hours
No Claim Bonus "50%/25%/25%-Corresponding increase in SI for 1st, 2nd and 3rd continuous claim-free Policy Years respectively, Max up to 100% of SI"
Non-Allopathic Treatments Up to 25% Sum Insured
Post Hospitalization Expenses 60 days
Pre-Existing Disease / Illness coverage After 4 Years
Pre-Hospitalization Expenses 30 days
Room Rent Limit Up To Sum Insured
Waiting Period for New Policy 90 days