Arogya Sanjeevani Individual
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SImple, Easy to understand health insurance plan that provides cover for health care expenses.


  • Self, Legaly wedded spouse, dependent children, parents and Parent inlaws ccan be covered
  • Sum Insured from Rs 1 Lakh to Rs 5 Lakh
  • Policy term of 1 year
Title Description
Room Rent Limit 2% Of Sum Insured Subject to maximum of Rs 5000/ day
ICU Daily Rent Limit 5% Of Sum Insured Subject to maximum of Rs 10000/ day
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage All day care treatments covered
Pre-Existing Disease / Illness coverage After 48 months of continuous coverage under this policy
Waiting Period for New Policy 30 days
Co-Payment 5% of every claim
Medical Screening Based on age and Sum Insured taken
Ambulance Expenses Utpto RS 2000/ Hospitalisation
Non-Allopathic Treatments covered
No Claim Bonus 5%, max 50%