Super Health Top Up Individual
Quick Links :
Super top up policy that addresses the gap between what you can pay and the actual amount incurred, in an unfortunate event of an unexpected, expensive hospitalisation.


  • Sum Insured ranging from Rs.3lakhs to 30 lakhs
  • Deductibles ranging from Rs.3lakhs to Rs.20lakhs
  • Maternity coverage upto 10% of the Sum Insured
  • New Born Baby Cover upto 5% of the Sum Insured
  • Organ donor expenses when Insured is recipient upto Sum Insured limit
Title Description
Room Rent Limit 1% of the Deductible Amount
ICU Daily Rent Limit 2 % of the Deductible Amount
Pre-Hospitalization Expenses 30 days prior to hospitalisation
Post Hospitalization Expenses 60 days from the discharge from hospital
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage 116 day care procedures covered
Pre-Existing Disease / Illness coverage 48 months after continuous coverage
Waiting Period for New Policy 30 days
Non-Allopathic Treatments Covered
New Born Baby Cover The policy provides automatic cover upto 5% of the Sum Insured to the new born baby upto 90days from the date of birth. Cover beyond 90 days is available for full Sum Insured only on payment of requisite additional premium.
Donor Expenses Lumpsum payment of 10% of the Sum Insured when insured person is donor. within the limits of Sum Insured When Insured Person is recipient.
Nursing Allowance 1 % of the Deductible Amount