Arogya Sanjeevani Individual
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Standar Health insurance Policy that provides Health cover in the range of Rs 1 Lakh to Rs 5 lakh


  • Sum Insured (SI) available from Rs.1lac to Rs.5lacs, in multiples of Rs. 50,000.
  • Life long renewals allowed.
  • Dental treatment covered, necessitated due to disease and injury.
  • Plastic surgery payable, necessitated due to disease or injury.
  • Discount of 5.5% in premium if TPA services not opted for.
  • Option to pay premium Monthly,Quarterly, Half Yearly and Yearly
Title Description
Room Rent Limit up to 2% of the sum insured subject to maximum of Rs.5000/-, per day.
ICU Daily Rent Limit up to 5% of sum insured subject to maximum of Rs.10,000/- per day.
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 ours
Day Care Procedure Coverage All Day care procedures covered
Pre-Existing Disease / Illness coverage After 48 months of Continuous COverage
Waiting Period for New Policy 30 days
Co-Payment Each and every claim under the Policy shall be subject to a Co-payment of 5%
Medical Screening Requiired for Any person above 55 years
Ambulance Expenses Rs.2000/- per hospitalization.
Non-Allopathic Treatments Up tp Sum Insured
No Claim Bonus Cumulative Bonus of 5% of sum insured for each claim free year maximum upto 50% of sum insured,