Happy Family Floater Policy-2015
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Happy Family Floater health insurance policy covers medical expenses incurred by the entire family under a single sum assured. Family includes self, spouse, children, parents and parent-in-laws


  • Mediclaim insurance cover for treatment against illnesses
  • Also Covers for accidental injuries and surgery requirement
  • No medical tests required up to 60 Years of Age
  • Cash allowance for the days admitted
  • Attendance allowance if a child between 3 months to 10 years is admitted
  • Add on option of Personal accident for self and dependents
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Title Description
Ambulance Expenses Up to 1000 per illness, max 1% or 3000
Co-Payment 10% Co Pay under Silver plan
Day Care Procedure Coverage Yes
Donor Expenses Yes
ICU Daily Rent Limit 2% for Silver and Gold Plan& For Diamond Plan Rs.20,000 + 1% of the Sum Insured
Minimum Hospitalization Period 24 Hrs
Nursing Allowance Silver:-1 % of the SumInsured per day Gold:-1 % of the SumInsured per day Diamond-Rs.10,000 + 0.5% of theSum Insured above Rs.10lacs, per day
Post Hospitalization Expenses 60 days
Pre-Existing Disease / Illness coverage After 48 months
Pre-Hospitalization Expenses 30 days
Room Rent Limit 1% for Silver and Gold Plan &For Diamond Plan: Rs.10,000 + 0.5% of the Sum Insured
Waiting Period for New Policy 30 days