Arogya Sanjeevani Individual
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A plan that ensures you get the best health treatment in case of medical emergency, at an affordable premium.


  • Cashless hospitalization in a wide network of hospitals
  • Sum Insured from Rs.1 lac to Rs.5 lacs
  • Cataract treatment Covered up to 25% of sum insured or Rs.40,000, whichever is lower,
Title Description
Room Rent Limit Covered up to 2% of the sum insured per day-maximum of Rs 5000 per day
ICU Daily Rent Limit Covered up to 5% of the sum insured per day-maximum of Rs 10,000 per day
Pre-Hospitalization Expenses For 30 days prior to the date of hospitalisation
Post Hospitalization Expenses For 60 days from the date of discharge from the hospital
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage All daycare procedures covered
Pre-Existing Disease / Illness coverage Pre-Existing Diseases Waiting Period: 48 months.
Waiting Period for New Policy 30 Days Waiting Period
Co-Payment Mandatory 5% co-pay for all claims.
Ambulance Expenses Maximum of Rs. 2000/- per hospitalisation.
Non-Allopathic Treatments Covered
No Claim Bonus 5% increase in your sum insured for eveclaim free year. Max 50%