Mediclaim Old
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This is a basic health insurance policy which covers medical expenses incurred by a person due to illness, injury or accident and requires sudden or planned hospitalization for treatment or surgery.


  • More than 140 Day Care Treatments are covered under this Policy.
  • Policy can be renewed up to the age of 90 year with Special Approvals.
  • No Medical Check-up required up to the age of 50 Years.
  • The Non-allopathic treatment cost is also covered.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Title Description
Room Rent Limit Up to 1% of sum insured
ICU Daily Rent Limit Up to 2% of sum insured
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage 140+ procedures covered
Pre-Existing Disease / Illness coverage After 48 months
Waiting Period for New Policy 30 days
Ambulance Expenses Covered
Non-Allopathic Treatments Covered up to 20% of sum insured
Donor Expenses Covered
Nursing Allowance Covered
No Claim Discount 5%