Extra Care Individual
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This policy can be taken as add on cover to your existing hospitalization – medical expenses policy. In case of higher expenses due to illness or accidents Extra care policy takes care of the additional expenses.


  • It is an add on cover to your existing hospitalization-medical expenses
  • No medical tests required up to 55 Years of Age
  • Life Long Renewal
  • No Sub-limits on hospitalization expenses and room rent
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Title Description
Room Rent Limit No Limit
ICU Daily Rent Limit No Limit
Pre-Hospitalization Expenses 60 days
Post Hospitalization Expenses 90 days
Minimum Hospitalization Period 24 Hours
Pre-Existing Disease / Illness coverage Covered after 48 months
Waiting Period for New Policy 30 days
Medical Screening Required above age 55 years
Ambulance Expenses Up to 3000 per hospitalization