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Highlight:
| Title | Description |
|---|---|
| Additional Cover for Critical Illness | Optional my:Health Critical Illness Add on |
| Ambulance Expenses | SI 3L to 5 L - Rs. 2000, SI 7.5 Lto 15 L - 3500, SI 20 L to 50 L - 3,500 Above 50 L - 15,000. Air Ambulance Covered up to ? 2 lacs under Gold Smart Plan, up to ? 5 Lacs Under Platinum Smart Plan |
| Automatic Restoration of Sum Insured | Available In the form of rebound. |
| Day Care Procedure Coverage | 586 day care procedures. |
| Donor Expenses | The organ harvesting expenses incurred to the donor in case the insured has to undergo organ transplant are covered. |
| Free Health Checkup | Every year, at our Network Service Provider irrespective of Claims made under the Policy. |
| ICU Daily Rent Limit | No Limit |
| New Born Baby Cover | Optional: Upto Parent Care Sum Insured. |
| No Claim Bonus | For Silver Smart and Gold Smart 10% at each claim free yr, max 100% and for Platinum Smart25% at each claim free yr, max 200% |
| Non-Allopathic Treatments | Covered. |
| Post Hospitalization Expenses | 180 days after discharge from hospital. |
| Pre-Existing Disease / Illness coverage | 36 months shall apply for all Pre-existing Conditions. |
| Pre-Hospitalization Expenses | 60 days prior to hospitalisation. |
| Room Rent Limit | No Limit |
| Waiting Period for New Policy | First 30 Days from Policy Inception. |
