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| Title | Description |
|---|---|
| Room Rent Limit | Up to Single Standard AC Room |
| ICU Daily Rent Limit | Covered |
| Pre-Hospitalization Expenses | 60 days |
| Post Hospitalization Expenses | 180 days |
| Minimum Hospitalization Period | 24 hours |
| Day Care Procedure Coverage | covered |
| Additional Cover for Critical Illness | my:health Critical Illness Add On |
| Automatic Restoration of Sum Insured | Sum Insured Rebound Adds to the sum insured, an amount equivalent to the claim amount paid under Basic Sum Insured, subject to maximum of basic sum insured, on subsequent hospitalization of the insured person during a policy year |
| Pre-Existing Disease / Illness coverage | Covered after 48 months of continuous coverage |
| Waiting Period for New Policy | 30-days waiting period |
| Co-Payment | Co-payment - Only applicable to Section A. 20% for all lives with PED at inception of policy will be applicable only during waiting period applicable to pre-existing diseases.. 20% for age at entry above 60 years. |
| Free Health Checkup | At the time of renewal of the policy |
| Ambulance Expenses | Pays for the expenses incurred on Road Ambulance services in case of any emergency. Air Ambulance covered upto Rs 5 Lakh |
| Non-Allopathic Treatments | Coveres Medical expenses for hospitalization of insured in an Ayush Hospital up to the limits specified in the policy schedule AYUSH |
| Donor Expenses | Covers Medical Expenses towards organ donors hospitalization for harvesting of the donated organ where the insured person is the recipient |
| No Claim Bonus | 10% of the basic sum insured, up to a maximum of 100% of Basic SI. Cumulative Bonus – Booster 50% of basic SI maximum of 100% |
