Health Smart Plus Floater Old
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A health insurance product Which provides Hospitalization Cover for the Family Upto 50Lakhs.


  • Personal Accident Cover up to sum insured.
  • Critical Illness cover up to 50% of sum insured for specified critical Illnesses.
  • Expenses covered for the medical services of a Qualified Nurse at Your residence.
  • Pre-existing diseases are Covered after 24 months of continuous coverage.
  • Expenses covered for routine health check-ups, Wellness and fitness activities undertaken by insured.
Title Description
Room Rent Limit No Limit
ICU Daily Rent Limit No Limit
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage 150 procedures covered
Additional Cover for Critical Illness Optional
Pre-Existing Disease / Illness coverage After 24 months
Waiting Period for New Policy 30 days
Medical Screening Above age 45 years
Free Health Checkup Yes
Ambulance Expenses Up to 1500 per hospitalization
Non-Allopathic Treatments Not covered
New Born Baby Cover Yes
Daily Hospitalization Allowance Up to 3000 per day, Max 10 days
Donor Expenses Optional
Nursing Allowance Up to 3000 per day, Max 10 days
No Claim Bonus Up to 10% per claim free year, Max 50%