I - Health Individual Old
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Explore ICICI I - Health Insurance Plan and protect those who matter you the most,choose complete Health Insurance as a Shield against your health worries.


  • Cashless Facility available at over 4500+ network hospitals.
  • No Sub limits applicable on Sum Insured 7 lacs and above.
  • There will be life-long renewable without any age restriction.
  • Value added services like Diet & Nutrition e-consultation and Online Chat with Medical Practitioners.
  • Pre existing diseases covered after a waiting period of 2/4 years.
  • Reset up to 100% of the Sum Insured once in a policy year in case SI is insufficient as a result of previous claims.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D.
Title Description
ICU Daily Rent Limit Yes
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 hrs
Day Care Procedure Coverage Covered
Additional Cover for Critical Illness Yes
Automatic Restoration of Sum Insured Yes, upto 100%
Pre-Existing Disease / Illness coverage After 24 months, 48 months for SI upto 2 Lacs.
Waiting Period for New Policy 30 Days
Free Health Checkup Yes, Annual
Ambulance Expenses Upto Rs.1500
Non-Allopathic Treatments Covered, Reimbursement of Actual Expenses
New Born Baby Cover Yes
Daily Hospitalization Allowance Rs.500/1000/2000 upto Rs.3000 per day.
Donor Expenses Covered
No Claim Bonus 10%, upto max.50%