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| Title | Description |
|---|---|
| Additional Cover for Critical Illness | The customer can opt for Critical Illness Cover covering specified Critical Illnesses / |
| Ambulance Expenses | Coverage limit under this shall be 1% of the SI up to a maximum of 10,000.. Air Ambulanceup to SI |
| Automatic Restoration of Sum Insured | up to 100% of the base Sum Insured unlimited times in a policy year |
| Co-Payment | up to 100% of the base Sum Insured unlimited times in a policy year |
| Daily Hospitalization Allowance | If hospitalisation is atleast for a minimum of 3 consecutive days and subject to maximum of 10 consecutive days |
| Day Care Procedure Coverage | Covered |
| Donor Expenses | Covered |
| Free Health Checkup | The coupons would be provided to each Insured for every policy year, subject to a maximum of 2 coupons per year for floater policies. |
| ICU Daily Rent Limit | No Capping |
| Medical Screening | No medical tests will be required for insurance cover below the age of 46 years and Sum Insured up to `10 Lakhs |
| Minimum Hospitalization Period | 24 hours |
| New Born Baby Cover | Covered, maximum period up to 91 days from the date of birth of the child |
| No Claim Bonus | 10% of SI for each completed claim free year subject to a maximum of 50%, in case of Claim reduction in Accumulated SI by 10%. Optional Super NCB of 100% for SI 5Lto 10L and 200% for SI 15Lto 50L, in case of claim 50% reduction |
| Non-Allopathic Treatments | Covered |
| Post Hospitalization Expenses | 60 days |
| Pre-Existing Disease / Illness coverage | Covered after 2 years |
| Pre-Hospitalization Expenses | 30 days |
| Room Rent Limit | No Capping |
| Waiting Period for New Policy | 30 days |
