Individual Medishield
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Individual Medishield policy is a complete protection plan for the medical treatment of your entire family


  • Pre and post hospitalization expenses are covered up to 60 Days each
  • Domiciliary hospitalization expenses up to 20% of Basic Sum Insured
  • Enhancement of Sum Insured for every claim free year without additional premium
  • No Medical Tests up to 45 years
  • Hospitalization treatment for less than 24 hours covered under specified circumstances
  • Option of Double the sum Insured in case of Critical Illness
  • Emergency Additional Services at no extra cost
  • Non-allopathic treatment is also covered
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Title Description
Ambulance Expenses Up to 1% of basic sum insured, Max 1500
Daily Hospitalization Allowance Yes
Day Care Procedure Coverage 121 procedures covered
Free Health Checkup Once at the end of 4 claim free years
ICU Daily Rent Limit Up to 2.5% of sum insured
Medical Screening Above age 45 years
Minimum Hospitalization Period 24 hrs
No Claim Bonus Up to 5% of sum insured, Max 50%
Non-Allopathic Treatments Up to 10% of basic sum insured
Nursing Allowance Up to 1% of sum insured
Post Hospitalization Expenses 60 days
Pre-Existing Disease / Illness coverage After 36 months of continuous coverage
Pre-Hospitalization Expenses 60 days
Room Rent Limit Up to 1% of sum insured
Waiting Period for New Policy 30 days